About Mari Adam

Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for over twenty-five years. Have a question about your financial situation? Ask Mari!
Author Archive | Mari Adam
mega million

He’s Only 20 Years Old: Meet Florida’s New $450 Million MegaMillions Winner!

He’s only 20 years old, but Florida resident Shane Missler is now $450 million richer (well, give or take a few hundred million in taxes and other deductions). Shane took home the fourth largest MegaMillions jackpot last week. What does he intend to do with the money? Shane said, “I’m only 20, but I hope […]

Read full story Comments { 0 }
time horizon combo

Understanding Your Time Horizon

One of the keys to successful investing is making sure your investments are well-matched to your time horizon. For example, if you have a short-term goal, like buying a house in two years, you need to invest differently than if you’re planning for a long-term goal like generating monthly income throughout retirement. Unlike in the […]

Read full story Comments { 0 }
sears closing news reports

When “Buy And Hold” Can Get You Into Trouble

Many of us are fervent believers in a “buy and hold” philosophy, meaning buying quality investments and holding them for the long term. That keeps transaction costs down and has shown to produce the best investment results. But sometimes buy-and-hold is the wrong approach, and all too frequently, we encounter investors who resist selling stock holdings […]

Read full story Comments { 0 }
MLK day 2018

Martin Luther King Jr. Day

In recognition of Martin Luther King Jr. Day and market closures, our office will be closed Monday, January 15, 2018.

Read full story Comments { 0 }
fraud alert

Another Day, Another Ponzi Scheme in Boca Raton

A few years ago, a client called to ask me about an ad she saw in the local paper. It advertised an amazing 8% “safe” return on an investment that was touted as being as reliable as certificates of deposit, even though CDs at the time were paying only about 1%. “How is that possible?” the client […]

Read full story Comments { 0 }

The Roth IRA Turns 20!

Twenty years ago, the Roth IRA was invented. Not familiar with the Roth? This is a great type of retirement account that allows your money to grow tax-free for decades. (And how many other accounts can you say that about?) The only bad thing we can say about a Roth IRA is that some people […]

Read full story Comments { 0 }
Melissa and her Shiba Inu Meeka

Guest Blog: What Happens To Fido Or Fluffy If Something Happens To YOU?

Introduction: Many of us have pets we adore and treat like members of the family. But how many of us have ever thought about what would happen to our pets if we were suddenly unable to care for them due to our death or illness? That’s why I asked Boca Raton attorney Melissa Haluska to write […]

Read full story Comments { 0 }
house picket fence

Too Big? Too Small? How To Find The House That’s Just Right

In the market for a new home? How do you know what size home is right for you? Too small, and you have to worry about feeling cramped and out-growing your new digs too quickly. Too big, and you’ll be  paying for space you don’t need, not to mention feeling lost in a maze of […]

Read full story Comments { 0 }
home construction 3

Quote Of the Week: The Home Equity Loan Is Dead

Bad news for Americans who have borrowed $448 billion in home equity lines of credit. It’s official. The new Tax Cuts and Jobs Act, just signed into law by the President, has killed the home equity deduction as of January 1, 2018.  “There is no grandfathering,” points out Greg McBride, chief financial analyst at Bankrate.com. “A […]

Read full story Comments { 0 }
2018 new year shutterstock_683416735

Wishing You A Happy, Healthy, And Joyous New Year!

Read full story Comments { 0 }