About Mari Adam

Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for over twenty-five years. Have a question about your financial situation? Ask Mari!
Author Archive | Mari Adam
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Planning For College: Better Start Early!

If there’s one secret to paying for college, it’s “start early.” Mari spoke with reporter Brian Ballou of the Sun Sentinel as part of a special media section on higher education and preparing for college. For most families, college is one the biggest financial challenges they’ll ever face. Starting early to save money and plan for […]

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The $1 Million Retirement Dilemma

How much does it take to retire? We’ve seen a lot of clients tackle retirement throughout the years, and frankly, we would have to say that what you need really depends on you. Some clients have retired with relatively little in assets, but they have managed to live very fulfilling and comfortable lives thanks to […]

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Prom Night: Your Kids’ $1,000 Lesson On How To Spend Money

Dresses, tux, tickets and that traditional corsage don’t come cheap. The average prom costs over $919 on average. It’s hard to believe that the price tag for this teen rite of passage is almost a grand. And here’s the oddest thing about it. The wealthiest families spend the least on prom, coughing up only $818 […]

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Happy Tax Day, America!

As millions of Americans went online to file their taxes on the April 17 due date, the IRS online payment crashed, forcing tax officials to delay the tax payment deadline to midnight on Wednesday, April 18. Technical difficulties prevented individual taxpayers from filing their returns. It also reportedly interfered with electronic filings from third-party tax […]

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Leaving Financial Decisions Up To Your Partner? That Could Hurt You Later

One of our clients was suddenly thrust into the role of financial decision-maker when her husband died several years ago. While he was alive, she never reviewed the investments, handled the budget, or even wrote a check. You can imagine the confusion when she found herself alone … and in charge. We were brought in […]

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Too Soon To Talk (Roth) Turkey

With tax rates headed lower for many people, this might be a good year to consider a Roth conversion. For the uninitiated, that’s when you withdraw funds from a traditional IRA, pay the tax now instead of later, and then move the funds into your Roth IRA. Once your savings are in a Roth, they’ll […]

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When YOUR Long-Term Care Premiums Start Climbing, Will YOU Know What To Do?

If you’re the owner of a long-term care insurance policy, you’ve probably learned that premiums can (unfortunately) go up over time. But when you’re confronted with a big increase, do you know what your options are? Here’s a real life example we’re facing in our office. We’ve been helping a client who just found out […]

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SAN FRANCISCO, CA - SEPTEMBER 08: Businessman and TV personality Mark Cuban speaks onstage at TechCrunch Disrupt at Pier 48 on September 8, 2014 in San Francisco, California.  (Photo by Steve Jennings/Getty Images for TechCrunch) *** Local Caption *** Mark Cuban

Quote Of The Week: Mark Cuban’s Best Investment Advice

Billionaire entrepreneur Mark Cuban, owner of the Dallas Mavericks basketball franchise, is known for not mincing words. He recently shared some surprisingly down-to-earth investment advice in an interview with Kitco news, talking about the investment he hates the most (gold) and his secrets to getting rich (pay off debt before investing in real estate or stocks). Here’s […]

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How Your Kids Can Be Millionaires By Retirement

Every parent wants the best for their kids. But smart parents know that encouraging their kids to save can give them a serious head start on a million dollar nest egg. Contributing Editor Kim Lankford of Kiplinger’s magazine talked to Associate Client Advisor Anthony LaBrake, CFP® in our office about how opening a Roth IRA can get your child […]

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Quick Take: Best Banks For Protecting Vulnerable Seniors

What banks score best for protecting seniors from hackers and scams? TD Bank, Bank of America, and PNC all take top spots, says Money Magazine.  

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