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3 Quick Things To Know About Your Credit Score

Your credit score is an important component in your financial life, so keep it in top shape. Here’s 3 quick things to know: Fact #1: The single most important factor affecting your credit score is whether you pay your bills on time. That means paying the minimum payment due on a timely basis. Also important […]

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Too Big? Too Small? How To Find The House That’s Just Right

In the market for a new home? How do you know what size home is right for you? Too small, and you have to worry about feeling cramped and out-growing your new digs too quickly. Too big, and you’ll be  paying for space you don’t need, not to mention feeling lost in a maze of […]

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Quote Of The Week: Enjoy The Holidays Without Guilt

Here’s some good advice from financial columnist Jane Bryant Quinn just in time for the holidays. Jane reminds retirees and others living on a budget that it’s always important to make good decisions and monitor what they spend, but there’s no need  to “sacrifice needlessly.” “There’s no harm in spending even more of your disposable income […]

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Need Financial Advice? Here’s Who Charges The Most

Many Americans don’t understand how much they pay their financial advisors, and it isn’t their fault, says Jay Shah, CEO of Personal Capital. You almost need a Ph.D. to decipher many firms’ schedule of fees and expenses, since details, charges and commissions can be hidden in the fine print or not disclosed at all. (We won’t […]

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Real Client Advice: Your Teenager Got A Job? Here’s How To Start Them On The Road To Riches

We talked to one of our clients,  a busy mom with three kids, earlier this month. She told us her teenage daughter has a part-time job, and wanted tips on the best ways for her to save some of her earnings. Here’s the advice we gave her: The Roth wins, hands down. For most teenagers, […]

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Why ATM Fees Now Cost More Than Your Cup Of Joe At Starbucks

Which costs more? A cup of coffee at Starbucks (which is already not cheap) or the average ATM fee? Believe it or not, the typical out-of-network ATM fee can now set you back more than that morning cup of joe. ATM fees for out-of-network locations have hit a record average cost of $4.57 a pop, […]

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Quote Of The Week: What An Advisor Is For

“A lot of Wall Street Journal readers have told me they think hiring a financial adviser is a waste of money. I disagree. A good adviser doesn’t only manage investments but can help you save or make a fortune through better decisions on tax, estate and retirement planning, buying or selling a home or business, […]

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Older Parents Living In High-Rise? Brush Up On Fire Safety Tips

The horrific high-rise fire in London highlighted the potential dangers of living in a multi-story building. Take a moment to brush up on safety guidelines to keep your loved ones out of harm’s way. Who needs to be aware of fire safety issues? Fire safety should be a key concern if you: live in a multi-story building, or […]

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Which Large Banks Earned Top Ranking For Best Service, Products?

Who says big banks can’t be friendly? Kiplinger Personal Finance magazine just announced its top picks for “best large bank” and two of the winners offer deals that might just make you smile. Competing in the “large bank” category are financial institutions that blanket multiple states with branches and offer the broadest array of products and services. […]

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Our Best Interest Commitment To You

You may be aware that the Department of Labor has sponsored new consumer protections for retirement investors to ensure that financial advisors act in a consumer’s best interest. “While many investors think that their financial adviser already is required to act in their best interest – like their doctor or their lawyer – the law […]

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