“Ask the person managing, or offering to manage, your investments to state in writing that he or she will act as a fiduciary at all times, for retirement and non-retirement accounts. Knowledgeable clients already demand fiduciaries for all their money. Don’t be blinded by titles like “financial adviser” or “wealth manager.” If they’re not fiduciaries, […]
One of the biggest misconceptions about buying a house today is that you need to make a 20% down payment. And let’s face it. That’s holding back a lot of potential homeowners, especially first-time buyers, who just don’t have that much cash in the bank. But the facts are that while a 20% down payment is […]
May is National Bike Month. If you like to get out and enjoy the outdoors on your bike, you’ll be glad to hear AAA has got your back. Many AAA members are not aware that their auto roadside assistance coverage also includes coverage for their bicycle. Here’s what you need to know, says AAA: If your […]
Sometimes we want to help out, but we’re just not allowed to do so. Here’s a recent example. We were recently reviewing retirement investments for two different clients, and asked for updates on their workplace 401(k) accounts. Both clients offered to provide us with their account user IDs and passwords so we could sign in and look at […]
We hear it all the time. Young Americans struggle with basic concepts like budgeting, saving, interest, and debt. So how are they ever going to navigate the world of personal finance and save for retirement? The National Endowment for Financial Education (NEFE) – an organization that supports financial education efforts across the U.S. – explains why understanding personal […]
Here’s an amazing example that shows the power of a good referral. It happened just before Christmas in our office. We have a client we’ll call David (not his real name). He needs a new roof on his home and wanted to pay for it by refinancing his mortgage. (By the way, if you live out of […]
If you owe money on student loans, credit cards, or home equity loans, you may soon find that your monthly payments are set to rise. Many lenders peg the interest rate you pay off of the prime rate, and the prime rate – as measured by the Wall Street Journal after surveying prevailing rates at major […]
Cyberthieves have a new target. It’s your cell phone. When you log on to your bank account via your mobile phone, more hackers are using malware to capture your logon credentials and siphon money out of your accounts. Both Apple and Android phones have been attacked using vulnerabilities in the operating systems. Here’s how the […]
Always worth repeating here in South Florida, especially for our family, friends, and neighbors who are expecting, and who are understandably very anxious. Here’s top tips put together by the Sun-Sentinel to fight Zika.
How would you like an extra $38,000 in your pocket each year? Or how about $76,000? That’s each and every year, by the way. We can share with you a pretty amazing story about how we saved two clients $38,000 per year each, for a total annual savings of $76,000. Those savings will flow straight through […]
About Mari Adam, CFP®
Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for twenty years! Mari has appeared in publications such as Business Week, CBS MarketWatch, Wall Street Journal, Kiplinger’s, Newsweek, and Money Magazine!
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Adam Financial Associates, Inc.
Crystal Corporate Center .
2500 N. Military Trail, Suite 306
Boca Raton, FL 33431