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Beware Hefty Hurricane Loss Deductibles

Hurricane damage to your home? You could be on the hook for a hefty out-of-pocket payment before your insurance kicks in. This week’s Wall Street Journal article focused on these tricky hurricane deductibles that make you responsible for the first 2% or so of losses. Some consumers opt for even higher deductibles in a bid […]

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Houston’s Hurricane Harvey Lesson: Skipping Flood Insurance Can Cost You Your Home

Five years ago, after Hurricane Sandy devastated parts of New Jersey and New York, we wrote about the importance of having flood insurance. Very few homeowners in that area were protected by flood insurance, and many suffered major losses. Follow this to read our previous article Sandy’s Lesson: Don’t Go Without Flood Insurance. Once again, […]

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Why Small Business Cares So Much More About Health Insurance

Here’s a simple explanation for why small business owners in America care so much about the health care debate. Even before the Affordable Care Act, most large employers offered health insurance to their employees. The Kaiser Family Foundation says nearly 96 percent of large companies in the U.S. were already offering coverage to employees, even […]

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Under My Umbrella

Rihanna’s not the only one to appreciate a good umbrella in bad weather. Many people should look into purchasing an umbrella insurance policy to keep their assets safe. It can provide a lot of protection for not a lot of money. We recently talked about this easy way to protect your assets with financial columnist […]

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Ask The Expert: Everything You Always Wanted To Know About Long-Term Care Insurance

A sincere thank you to Bill Dyess of Dyess Insurance Services!  Bill was our “expert” guest today, and graciously shared his insights and knowledge of long-term care insurance for clients and guests at a lunchtime seminar in our office. Bill has more than 35 years of experience in the insurance field and specializes in long-term care. (How’s that […]

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Join Us For Our January 26th ‘Meet The Expert’ Lunch!

Questions about long-term care? Come join us for lunch on Thursday, January 26 at our offices and ‘Meet the Expert’. Our guest will be William “Bill” Dyess, one of South Florida’s most experienced long-term care experts, who is a fellow member of the South Florida Financial Planning  Association. This is a great opportunity to learn […]

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How On Earth Did Things Go So Wrong With Long-Term Care?

Are you confused about how to solve your long-term care needs? Most people are. By long-term care, we are referring to the personal care that Americans may need as they age. Many people buy long-term care insurance policies, writes Leslie Scism in the Wall Street Journal, which “pay for personal aides and extended nursing-home stays that Medicare, the […]

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How To Make Decisions On Your Health Care Plan For 2017

If you’re reading the paper or following the news on your favorite website, you know that health care coverage is totally up in the year next year, as incoming President Donald Trump and the Republican Congress have repeatedly vowed to repeal the Affordable Care Act (ACA), often known as Obamacare. So what should you be doing right […]

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Think Life Insurance Is Boring? Most People Do. But Here’s 4 Short Facts To Know First.

Most people read the words “life insurance” and quickly turn the page. Life insurance? That’s boring, complicated and often just icky. But every September, we ask you to spend just a moment or two thinking about life insurance. It may not save your life, but it can protect the lives of those who depend on you. […]

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Quote Of The Week: Don’t Fall For The High Commission Annuity Sales Pitch

“Thousands of annuity salespeople are hoping to grab your money and steer you toward their high-commission indexed annuity product before they will be required to act honestly under the fiduciary standard and undergo background checks.” Terry Savage, financial blog author and columnist at TerrySavage.com, “Do your research before diving into annuities,” Sun Sentinel, August 7, […]

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