Still working? Before another pay check goes by, make sure to bump up your 401(k) contributions to reflect higher 2022 contribution limits. Putting more into your 401(k) helps get you ready for retirement and cuts what you owe to the IRS (and who doesn’t like that!). Depending on the type of plan you are offered […]
About Mari Adam
Mari Adam, Certified Financial Planner™ has been helping individuals and families chart their financial futures for over twenty-five years. Have a question about your financial situation? Ask Mari!
Quote Of The Week: Annual Market Gains Expected To Continue
“The S&P 500 rose 27% in 2021, capping a third consecutive year of double-digit gains. Yet stocks are cheaper than they were a year ago: The S&P is trading at 21 times analysts’ projected earnings over the next 12 months, down from 22.8 times at the end of 2020. Lower valuations, together with an expanding […]
Quote Of The Week: Keep The Sound Turned Off
“If you must watch CNBC or other financial television, watch it with the sound turned off.” Jason Zweig, “The Best Investment for This Coming Crazy Year,” The Wall Street Journal, January 7, 2022 What’s the secret to successful investing? Financial columnist Jason Zweig says what’s needed to invest successfully in 2022 is the discipline to stay […]
Gold Fails The Inflation Test In 2021
Were you one of those people wondering whether you should invest in gold in 2021 to hedge your portfolio against rising prices? If so, be glad you didn’t. Has gold lost its luster as an inflation hedge? We’ve been asked about buying gold so many times by clients that we posted a blog article on the topic last summer. […]
Don’t Forget! Quarterly Tax Estimates Due January 18
Do you pay quarterly estimated taxes? Many of our clients do. You may need to submit taxes quarterly if your tax withholding throughout the year is not sufficient to cover total taxes owed, or if you receive investment, retirement or self-employment income not subject to withholding. A quick reminder that your next quarterly tax payments are due Tuesday, […]
Happy Holidays!
Happy Holidays from our family to you and yours! We wish you a joyful holiday season, and a very happy and healthy New Year, with many good things in store for you in 2022! Mercer Advisors will be celebrating the holidays by closing all offices on Friday, December 24, Friday, December 31 and […]
How To Minimize Taxes On Those Retirement Distributions
Once you turn 72, you need to start withdrawing money from your retirement accounts. When that time comes, do you know the secrets to managing and actually cutting your retirement tax bill down to size? We do, so we were thrilled to share tax trimming tips with veteran report Sandra Block as she put together […]
The Very Dangerous Mistake Retired Drivers Are Making With Their Cars
If you are age 70 or over, or have parents or other family members in that age group, you’ll want to pay special attention to new findings about car safety. A new study from the Insurance Institute for Highway Safety (IIHS), a national independent non-profit, found that too many drivers age 70-plus put themselves in […]
Miami, Here We Come!
Thousands of people packed up and headed south over the last 12 months, making the Miami/Fort Lauderdale area the hottest destination in the country for relocating workers, as measured by movements of LinkedIn members themselves. LinkedIn’s Economic Graph team says, among all areas in the U.S., South Florida has experienced the greatest percentage population inflows […]
CNN Business: Will Congress Kill The Backdoor Roth IRA?
You may have heard that some folks in Congress are threatening to squash the so-called ‘Backdoor Roth IRA,’ as the legislature debates passage of the Build Back Better bill, a multi-trillion dollar social welfare and spending proposal. What exactly is the Backdoor Roth IRA? For a quick overview, check out our recent blog story about Backdoor […]
About Mari Adam, CFP®
Mari Adam, Certified Financial Planner™ has helped hundreds of individuals and families build wealth and plan for a more secure financial future for over 30 years. Her advice has appeared in publications such as Wall Street Journal, Kiplinger’s, Money Magazine, Business Week, and CBS MarketWatch.
