About Mari Adam

Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for over twenty-five years. Have a question about your financial situation? Ask Mari!
Author Archive | Mari Adam
savings jar growing money free

Hey 401(k) Savers: You Can Contribute More In 2020

Good news for 401(k) savers! The IRS says you can contribute more to your 401(k) in 2020. Under 50? The savings limit will increase from $19,000 this year to $19,500 next year. Age 50 or over? The limit goes up from $25,000 to $26,000. Make sure to tell your employer to change your payroll deductions […]

Read full story Comments { 0 }
new car

Buying A New Car? Keep Your Car Loan Short And Sweet

New cars are getting more expensive. Hard to believe, but the average sales price on a new car today is more than $37,000. That is tempting some consumers to stretch out car loans to make their monthly payments more affordable. But car experts advise against long-term car loans. “Although stretching the length of a car […]

Read full story Comments { 0 }
medal winner free pixabay

Who’s The Best? These 529 College Savings Plans Are, According To Morningstar

Investment research experts at Morningstar have announced their winners for Top 529 College Savings Plans for 2019. You’re probably familiar with 529 plans. These are great ways to save for college for your kids or grandkids. Your money grows tax-free, and withdrawals are tax-free as well when used to pay for college expenses. That makes […]

Read full story Comments { 0 }
Flag& Statue of Liberty

On Veterans Day 2019, Honoring All Those Who Have Served

Read full story Comments { 0 }
sunflowers Photo by Aleksandr Eremin on Unsplash

A Better Way After Divorce

I’m still so excited about a presentation I gave Monday for the Boca Raton chapter of the National Association of Divorce Professionals (NADP). The talk was on “The Power of Positive Planning After Divorce,” and it showed how smart financial and investment planning after divorce can totally change financial outcomes and put divorced individuals back on track […]

Read full story Comments { 0 }
stairs and sneakers

What Investors’ Big Cash Stash Could Mean For The Markets

You’ve undoubtedly noticed that markets have been topping new highs recently. Yet, no one knows for sure whether even higher peaks are ahead, or a pullback is looming. Our clients know we don’t try to time the market. The broad lines of every client’s strategy is set to meet long-term goals, and we urge clients […]

Read full story Comments { 0 }
IES at bourse 2

‘Tis The Season! How I Give Back For The Holidays

One of the most powerful experiences of my undergraduate years was living with a family and studying in a university overseas. I perfected my language skills, got to see life from a different perspective, and segued into a post-grad career as a Foreign Service Officer working at Embassies abroad. (Not to mention filling in as […]

Read full story Comments { 0 }
medical with patient 2 free

It’s Medicare Open Season: Do You Need To Take Action?

If you are 65 or over, there’s an important deadline coming up you need to know about. It’s open enrollment season for Medicare, and it runs from October 15 to December 7. What does that mean? During the October 15 through December 7 annual enrollment period (AEP), you can make changes to your Medicare coverage for […]

Read full story Comments { 0 }
real id florida

To Board That Plane, You’ll Need To Get “Real” With The “Real ID”

I was talking to someone the other day about the new Florida “Real ID,” and they said they had never heard of it. Oops. That could be a problem next year. You won’t be able to board a domestic flight without this newfangled ID. Never heard of it? You’re in good company. The New York […]

Read full story Comments { 0 }
chingren 1

See What You Missed At Our Social Security Seminar!

Sincere thanks to American Century Investments and Al Chingren, their resident retirement and personal finance expert, for deciphering Social Security for our clients and friends! At this week’s client event, Al shared insights for maximizing retirement benefits, and explained how future reforms could impact your monthly check. Thanks again to American Century Investments for providing educational […]

Read full story Comments { 0 }