About Mari Adam

Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for over twenty-five years. Have a question about your financial situation? Ask Mari!
Author Archive | Mari Adam
TechCrunch Disrupt NY 2016 - Day 3

Quote Of The Week: The #1 Mistake Women Investors Make

“When it comes to investing, the biggest mistake women make has nothing to do with where they’re choosing to invest their money. Rather, the issue is they’re not investing enough in the first place.” Sallie Krawcheck, co-founder and CEO of Ellevest, a digital investment platform for women, interviewed by CNBC MakeIt Krawcheck, an investing trailblazer who once ran […]

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falling free

What Does It Mean When Global Interest Rates Turn Negative?

It’s not an easy concept to understand. Across much of the globe, interest rates have fallen to the point they have actually turned negative. Instead of being paid to deposit money at the bank, depositors are being charged to keep their funds on deposit. That sounds crazy, doesn’t it? It’s happening in many countries. Banks and […]

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cup drink girl

Is It Time For A Smartphone Detox?

Columnist Julian Hayes wrote about spending 60 days without his smartphone, and chronicled what he learned about life, mental well-being and the powers of observation when he wasn’t tethered to an electronic device. Most of us aren’t going to replicate his experiment any time soon, but here’s some serious smartphone food for thought. According to […]

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school girls coloring

Save Money In The Back-To-School Sprint

If you grew up in the North, you’re used to school starting after Labor Day. Welcome to South Florida, where August means daily afternoon downpours and back-to-school time for the kids. Families were out shopping for school supplies, backpacks, and in many schools, special uniforms, before classes started this week. The whole back-to-school routine is […]

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Bespoke Investments August 5, 2019

Putting Monday’s Market Drop In Context

It would be hard to miss the news frenzy over Monday’s market drop. The major stock indexes closed down August 5, the result of accelerating trade tensions and a slowing global economy. But it’s important to keep it all in context. Market pullbacks like this are not unusual. Analysts at Bespoke Investment Group tell us […]

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white house with twitter

Quote Of The Week: This (Twitter) Bird Has Flown

“President Trump has tweeted 10.1 times a day, on average, since assuming office in January 2017. Such announcements are often market-moving events, though research finds that within five trading days any statistically significant abnormal return is typically priced out. In short, Twitter storms induce bouts of volatility with less long-term significance.” Goldman Sachs Asset Management, […]

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high school grads free

Got A Job? Why Your High School Student Should Save Using A Roth

I met recently with the parent of a high school student who was thinking about ways her daughter could save for the future without jeopardizing any potential college financial aid. That’s a concern other parents may have as well. If your high school student works and earns money from a job, a Roth IRA is […]

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Don’t Put It Off: When Waiting To Act Can Have Serious Consequences

I just read a moving mea culpa from a fellow financial planner. He wrote about how he and his wife postponed obtaining life insurance while they were waiting to start a family. It seemed reasonable to wait until they “really” needed it. They were young, everything was good, what’s the harm in waiting a few […]

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fortnite NBC

For All Those Parents Who Tell Their Kids Not To Play Video Games …

On Sunday, Pennsylvania teen Kyle Giersdorf, 16, beat out 40 million Fortnite players worldwide to become the first world champion of the Fortnite World Cup and score a $3 million prize. While his parents are undoubtedly thrilled with his success, they say they do limit the hours he’s allowed to play videogames at home and […]

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credit cards free

Capital One Data Breach: What To Do Now

Details of yet another data breach were in the news this morning. We’re sure many of you have questions about how this may affect you, and what steps you should take now to protect your personal information. For that reason, we’re sharing below information provided early this morning by free-credit-score website WalletHub. The information below was […]

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