Forget the complicated equations and programs. You don’t need a computer or even a calculator. One of the most revealing ratios used by financial planners to measure whether you are on track to meet your financial goals is also one of the easiest. It’s the Assets to Income Ratio, and looks at whether you have […]
About Mari AdamMari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for over twenty-five years. Have a question about your financial situation? Ask Mari!
The Federal Reserve has pushed short-term interest rates close to zero in a move to stimulate the economy and get the recovery back on track. Now the Fed says it intends to keep rates low until mid-2013. Will low rates mean boon or bust for your finances? And how can you survive and even prosper […]
There’s probably no better evidence that times are tough. In a recent study, an astonishing 59% of parents reported providing financial support to adult children (ages 18 to 39) who are not in college. Almost half support children with living expenses, 41% with transportation costs and 29% with spending money. And over one-half of all […]
American professional baseball player Yogi Berra summed it up the best. If you don’t know where you are going, you might wind up someplace else. That’s certainly true when it comes to financial and retirement planning, and underlines the value of charting a clear course and seeking professional advice. Research shows that people working with […]
Welcome to our personal finance blog, which will focus on the financial planning and investment issues that affect you in your personal and professional life. Each day, we all face an unprecedented number of critical financial choices that often seem to require specialized knowledge and complex analysis. Many people are simply overwhelmed by the number […]
“Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never, ever have enough.” Oprah Winfrey
About Mari Adam, CFP®
Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for twenty five years. Mari has appeared in publications such as Business Week, CBS MarketWatch, Wall Street Journal, Kiplinger’s, Newsweek, and Money Magazine.
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