With investors earning next to zero on money market accounts and CDs, it’s no surprise that investing for dividend income is “in” again. As portfolio managers, our job is to provide investment solutions for clients nearing or in retirement, and usually that means generating a fair amount of sustainable income to cover monthly expenses. For […]
About Mari Adam
Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for over twenty-five years. Have a question about your financial situation? Ask Mari!
Fastest Way to Pay Down Credit Card Debt
Some of our client say that one of their top New Year’s resolutions is to pay down credit card debt. What’s the fastest way to do that? Some people like to tackle small credit card balances first, since paying off one account in entirety gives them a “feel good” sense of accomplishment. However, that’s not […]
Quote of the Week: Top Financial Blunder
“When asked to select their top financial blunder of 2011, approximately 1 out of 5 workers surveyed by Principal Financial Group said they did not save enough during the year. And 18 percent said increasing debt was their top mistake.” U.S. News & World Report, December 22, 2011
Secrets to Financial Success: It’s as Easy as 1-2-3
Forget the complicated equations and programs. You don’t need a computer or even a calculator. One of the most revealing ratios used by financial planners to measure whether you are on track to meet your financial goals is also one of the easiest. It’s the Assets to Income Ratio, and looks at whether you have […]
How to prosper in a low interest rate environment
The Federal Reserve has pushed short-term interest rates close to zero in a move to stimulate the economy and get the recovery back on track. Now the Fed says it intends to keep rates low until mid-2013. Will low rates mean boon or bust for your finances? And how can you survive and even prosper […]
Helping Your Kids Without Going Broke
There’s probably no better evidence that times are tough. In a recent study, an astonishing 59% of parents reported providing financial support to adult children (ages 18 to 39) who are not in college. Almost half support children with living expenses, 41% with transportation costs and 29% with spending money. And over one-half of all […]
Time to Make a Plan?
American professional baseball player Yogi Berra summed it up the best. If you don’t know where you are going, you might wind up someplace else. That’s certainly true when it comes to financial and retirement planning, and underlines the value of charting a clear course and seeking professional advice. Research shows that people working with […]
Charting your financial future
Welcome to our personal finance blog, which will focus on the financial planning and investment issues that affect you in your personal and professional life. Each day, we all face an unprecedented number of critical financial choices that often seem to require specialized knowledge and complex analysis. Many people are simply overwhelmed by the number […]
Quote of the Week: Giving Thanks
“Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never, ever have enough.” Oprah Winfrey
Subscribe to FREE Updates
Stay informed about financial planning and investing issues that impact your life today and tomorrow! (we respect your privacy)
About Mari Adam, CFP®
Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for twenty five years. Mari has appeared in publications such as Business Week, CBS MarketWatch, Wall Street Journal, Kiplinger’s, Newsweek, and Money Magazine.
