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Looking For Your Stimulus Check?

Your stimulus check should be on the way, if not already in your bank account. According to the IRS, it’s issuing the third round of $1,400 stimulus checks in phases. It has already delivered 156 million payments, including 25 million to Social Security recipients who were a little harder to reach, according to CBS News.  […]

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Collision Ahead: How Low Credit Scores Can Impact Insurance Premiums

Drivers with low credit scores pay over S1,500 more for auto insurance, on average, than those with stellar scores, according to new research from The Zebra, a car insurance comparison website. A few states have banned insurance companies from using credit scores to make insurance decisions, but many states do use credit scores in their […]

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After COVID, How Much Of An Emergency Fund Do You Think You Really Need?

  There’s nothing like an honest-to-goodness crisis to to give your emergency preparations a test run. And there’s no doubt that the 2020 COVID pandemic qualifies as one of the most profound crises ever to affect our nation. So now that we’ve lived through almost ten months of the pandemic and we start to see […]

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COVID Pushing More Consumers To Online Banking

Pushed by the pandemic, American consumers – and especially older ones – have embraced digital banking as never before. Since COVID began, over 90 percent of Americans banked virtually at least once using an online website or a mobile app. Retail banking institutions JP Morgan Chase and Bank of America have both reported a substantial […]

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How Much Student Debt Is Too Much?

Almost half of all Americans who ran up student loan debt regret not choosing a cheaper college. That’s a mistake you don’t want to make. Excessive student debt can put you into a hole you can’t easily climb out of. Many grads struggle so much to make monthly payments that they have to put other […]

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Applying For A New Mortgage? Make Sure Your Credit Score Is At Its Best

Why a top credit score matters You may already know how important it is to have the best credit score possible. Your credit score typically affects how much you pay on your home mortgage, your new car loan, and even your cell phone contract. Depending on where you live, it may influence how much you […]

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Diamonds – And Summer Weddings – Catch The Coronavirus Blues

Summer is traditionally a time for weddings and other joyous gatherings, but the coronavirus has turned everyone’s celebration plans on their head. Even Princess Beatrice in the U.K. had to scratch her wedding plans in favor of a private, scaled-down and socially distanced affair last week. There is no doubt that the wedding industry, which […]

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Uncertain Income? Tips To Cut Your Spending

Whether you’re still working or already in retirement, you may feel less confident now about your income than you did in January due to the ongoing fallout from the coronavirus pandemic. It’s natural to want to proceed with extra caution going forward. One way to get your finances back into your comfort zone is to […]

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Don’t Throw Out That Stimulus Debit Card!

“I almost threw it out,” confessed one client. “I thought it was another unsolicited credit card offer and was getting ready to put it in the shredder,” said another. They are talking about the prepaid debit cards they received from the U.S. Treasury containing their stimulus payments issued under the CARES Act. The cards, called Economic […]

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Women: Here’s How To Protect Your Credit During The Pandemic

Millions of Americans are concerned about protecting their credit during the coronavirus pandemic, and especially women. We’re all affected by the coronavirus pandemic. But some are facing greater financial challenges as they wait for the economy to rebound. Almost 90 million Americans are worried about their credit scores and whether they will be damaged before […]

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