“If your total debt at graduation is greater than your annual income, that is an indication you’ve graduated with excessive debt.” Mark Kantrowitz, the publisher of Savingforcollege.com, as quoted by Jillian Berman, “Which Student-Loan Repayment Plan Is Right for You?,” The Wall Street Journal, September 3, 2018 Got student loans? Check out this Wall Street Journal article for […]
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Quote Of The Week: “Homes Getting Harder To Sell”
“Homes are getting harder to sell,” said Glenn Kelman, CEO of real-estate brokerage & website company Redfin. Kelman reported that the housing market hit a sudden and “significant” slowdown in the past few weeks that could continue through at least September. The slowdown in sales is especially pronounced in formerly fast-growing (and pricey) East and West […]
Quote Of The Week: Becoming A Caregiver, 30 Years Earlier Than Expected
“There comes a point in time where everyone has to care for a parent. It just happened 30 years sooner than I ever anticipated it.” Interview with Adrienne Glusman, who became her mother’s caregiver at age 29, as interviewed by Clare Ansberry, “The Call to Care for Aging Parents Comes Sooner Now,” The Wall Street […]
Quote Of The Week: The Problem With Commissions
Our clients know that we work on a fee-only basis. That means we do not accept commissions for recommending, buying or selling investments and we work only for you, our client. That independence allows us to always deliver to you our expert, objective and unbiased advice. Of course, not every investment professional can say that. […]
Quote Of The Week: Building True Wealth
Why financial success can’t be measured by what you earn: “If you’re spending all your money accumulating assets that don’t appreciate and racking up debt, you’re not building true wealth. You can have a six-figure salary and still be broke.” Financial columnist Michelle Singletary, “How to calculate your net worth,” The Washington Post, July 19, […]
Quote Of The Week: The Difference Between A Good Company And A Good Investment
“There is a difference between a good company and a good investment, and that’s valuation.” David Herro, Manager of Oakmark International, at the Morningstar Investment Conference, Chicago IL, June 2018 How many times do people run across a great new product or service, and say “Wow! What a phenomenal company! I should take a look […]
Quote Of The Week: Is The Stock Market Correction Over?
Just when they think they’re out of the woods, investors keep getting pummeled by a stock market that can’t seem to make up its mind whether it’s headed up or down. Anne Kates Smith, Senior Editor, Kiplinger’s Personal Finance, “Is the Stock Market Correction Over?” May 10, 2018
Quote Of The Week: The Ultra-Cheap Mortgage Era Is Over
“Mortgage rates this week jumped to their highest level since 2011, signaling a shift from a period of ultracheap loans to a higher-rate environment that could slow home price appreciation and squeeze first-time buyers.” Laura Kusisto and Christina Rexrode, The Wall Street Journal, “Mortgage Rates Hit Seven-Year High as Ultracheap Era Ends,” May 18, 2018 The Takeaway: Interest […]
Quote Of The Week: Mark Cuban’s Best Investment Advice
Billionaire entrepreneur Mark Cuban, owner of the Dallas Mavericks basketball franchise, is known for not mincing words. He recently shared some surprisingly down-to-earth investment advice in an interview with Kitco news, talking about the investment he hates the most (gold) and his secrets to getting rich (pay off debt before investing in real estate or stocks). Here’s […]
Quote Of The Week: What Makes Women Great Investors
Liz Ann Sonders, Chief Investment Strategist at Charles Schwab & Co., and one of the most visible women in finance, was recently interviewed by Kiplinger magazine. Here’s how she described the strengths that can help make women great investors: “In general, they tend to have longer time horizons than men. They’re more methodical and more […]
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About Mari Adam, CFP®
Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for twenty five years. Mari has appeared in publications such as Business Week, CBS MarketWatch, Wall Street Journal, Kiplinger’s, Newsweek, and Money Magazine.
