Almost every day, we talk to people who are at least considering retiring before their 65th birthday. 65 is, of course, the age at which you become eligible for Medicare. For many early retirees, their biggest concern is how to hang on to their health insurance until age 65 when they can sign up for Medicare. Here’s […]
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It’s Medicare Open Season: Do You Need To Take Action?
If you are 65 or over, there’s an important deadline coming up you need to know about. It’s open enrollment season for Medicare, and it runs from October 15 to December 7. What does that mean? During the October 15 through December 7 annual enrollment period (AEP), you can make changes to your Medicare coverage for […]
Don’t Relax Quite Yet …..
We made it through Dorian, but don’t put away the hurricane supplies just yet. “Hurricanes love Florida in October,” say storm experts. “Florida is still a big target in October,” Colorado State University hurricane expert Phil Klotzbach told the Palm Beach Post. “The odds for Texas and the Carolinas get lower, but Florida is still […]
Getting Health Insurance Through Your Job? Typical Family Coverage Now Costs $20k
You know it’s expensive. But just how much does your health insurance actually cost in 2019? The cost of family coverage for the typical employer health plan just passed the $20,000 mark ($20,576 to be exact), according to the nonprofit Kaiser Family Foundation. Your employer, on average, is picking up 71% of the cost. That’s […]
Getting Ready For Hurricane Dorian: 5 Lessons We Learned From The Last Destructive Storms
Attention, East Coast residents. It’s hurricane season again! The season officially runs from June 1 to November 30, and Hurricane Dorian is already bearing down us in Florida. Two years ago, our state was hit by Hurricane Irma, the strongest storm ever recorded in the Atlantic Ocean. It killed over 75 people in Florida and caused […]
Workers Agree This Is The Most Valuable Employee Benefit
Is it a competitive salary? Extra vacation? Work/life balance? Or is it a big 401(k) match? Workers were asked what they feel is the most important employee benefit of all, and their answer may surprise you. They overwhelmingly said that health care coverage was the most valuable on-the-job perk. That’s the benefit that’s top of mind […]
Spotlight On HSA Accounts: Which Ones Are The Best?
You may have already heard that a Health Savings Account (HSA) is a great, tax-friendly way to cover those future medical bills. Think of it as something like an IRA for health care. But if you have a Health Savings Account (HSA), like I do, you’ve probably asked yourself more than once whether your account […]
How To Beat Sky High Auto Insurance Costs
Paying a fortune for car insurance in Florida? We feel your pain. Car insurance can be a big budget buster in Florida (I should know. I used to have two very expensive teenage drivers on my policy!). Insurance experts say that’s because we have more accidents, more litigation, and more fraud than most other states. […]
Premiums Skyrocket For Florida Long-Term Care Policies
Did you catch the article in Sunday’s South Florida Sun-Sentinel about how long-term care premiums are skyrocketing? The numbers are staggering. “Longtime Blue Cross Blue Shield of Florida policyholders have been notified by mail in recent weeks that annual premiums for their coverage will increase by an average of 94 percent through 2021,” writes Ron […]
Good News! Florida Dethroned As Home Of Nation’s Worst Drivers
Here’s good news if you’re frequently behind the wheel in Florida. We no longer take first place for the absolute worst drivers in the nation, according to a SmartAsset study cited in the Tampa Bay Times. After “winning” the worst drivers’ award for two years running, Florida slipped out of the top spot and slid […]
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About Mari Adam, CFP®
Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for twenty five years. Mari has appeared in publications such as Business Week, CBS MarketWatch, Wall Street Journal, Kiplinger’s, Newsweek, and Money Magazine.
