“Low rates might be good for borrowers, but they play havoc with an investor’s portfolio. To achieve the returns they need, investors around the world are being forced to take on more risk simply to achieve yields that risk-free Treasuries and other fixed-income instruments used to offer.” Mark Saukkola, CEO at KBS Capital Markets Group, “Investing […]
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Do You Have Too Much In Stocks? Fidelity Warns Boomer Investors to Check Allocations
Fidelity just issued an interesting report warning baby boomers that they may have too much invested in stocks in their 401(k)s. It’s been a long bull market and the market has given investors a good ride. But good times don’t last forever, warns Fidelity, so now may be a good time to consider dialing back […]
A Better Way After Divorce
I’m still so excited about a presentation I gave Monday for the Boca Raton chapter of the National Association of Divorce Professionals (NADP). The talk was on “The Power of Positive Planning After Divorce,” and it showed how smart financial and investment planning after divorce can totally change financial outcomes and put divorced individuals back on track […]
What Investors’ Big Cash Stash Could Mean For The Markets
You’ve undoubtedly noticed that markets have been topping new highs recently. Yet, no one knows for sure whether even higher peaks are ahead, or a pullback is looming. Our clients know we don’t try to time the market. The broad lines of every client’s strategy is set to meet long-term goals, and we urge clients […]
Need To Take RMDs This Year From Your IRA? You Can Chill. We’re On It.
What’s at the top of our to-do list this month? It’s time to take care of RMDs (Required Minimum Distributions) from your IRAs if you’re age 70½ or over, or are the beneficiary of an Inherited IRA. What’s the deal? We’ve already alerted clients who need to start their RMDs IRA next year. There’s nothing […]
Think You’ll Inherit? What You Think May Be All Wrong
Many Americans may have an unrealistic view of how much they’ll inherit, and that’s especially true of millennials, or the generation born between 1981 and 1996. There seems to be a huge disconnect between what millennials think they’ll inherit and what’s actually on the way, writes Rose Kennedy for the Atlanta Journal Constitution, quoting Adam Financial […]
Did You Know Real Estate Funds Get This Powerful Tax Break?
This tax loophole really slipped under the radar, so don’t feel bad if you missed it. Earlier this year, the IRS clarified the rules for a special tax break available to investors in real estate under the Tax Cuts and Jobs Act of 2017. Here’s the good part. You don’t have to own an entire […]
Quote Of The Week: Good Stocks Versus Clean Socks
What Women Would Do Differently In A Financial Do-Over A major financial firm surveyed women who were divorced or widowed about the financial challenges of being on their own. Nearly 60% of women surveyed said they wished they had been more involved in their finances while they were married. In fact, more than half said […]
Good News For Investors: Schwab Slashes Investment Costs Once Again
Schwab dropped a bombshell Tuesday morning. Starting October 7, Schwab is lowering online commissions for U.S. stocks, ETFs (Exchange Traded Funds) and options to zero. These savings will be passed through to you, as our investment advisor client. Lower costs will help you keep more of what you make. “Almost forty five years ago, Chuck […]
Quote Of The Week: The Search For Yield
“Investors are once again being forced to look farther afield for income and returns. In some cases, that requires them to face the unpleasant prospect of taking more risk or lowering their longer-term expectations. “That’s the world we’re living in now,” said James Bianco, head of Chicago-based advisory firm Bianco Research. “Two percent is now […]
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About Mari Adam, CFP®
Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for twenty five years. Mari has appeared in publications such as Business Week, CBS MarketWatch, Wall Street Journal, Kiplinger’s, Newsweek, and Money Magazine.
