Archive | Investing RSS feed for this section
savings bonds

Tip: Checking The Value of Your Old Savings Bonds

Many of our clients, and often their children, have savings bonds tucked away in a drawer or safe deposit box.  We often get asked what’s the best way to keep track of your savings bonds.  How can you tell the value of your bonds and what interest rate they are paying?  And when is the right […]

Read full story Comments { 0 }
Corporations, Like Consumers, Sock Away Cash

Corporations, Like Consumers, Sock Away Cash

How many of us are holding more cash than is good for us because of the uncertain economic outlook? We all know that cash earns next to nothing.  It’s a bad investment, and can’t help but lose value once inflation is taken into account. But it’s hard to resist tucking those extra dollars away “just […]

Read full story Comments { 0 }
taxrateschart_revnew4 fidelity

Uncertainty Key Word for 2013 Taxes

There is nothing certain about the 2013 tax outlook, and that uncertainty is frustrating investors and businesses trying to plan for the coming year. The Bush-era tax cuts (dating back to 2001) are set to automatically expire on December 31, 2012.  Unless Congress acts, taxes will increase for almost all tax-paying Americans (we don’t mean to take sides, […]

Read full story Comments { 0 }
woman-going-crazy

Quote of the Week: Helping the Irrational Investor

“It’s the job of the financial advisor to not only help clients meet their financial goals but in doing so, keep them from making irrational, emotional decisions that aren’t in their best interests.” Frances A. McMorris, Editor-in-Chief, On Wall Street, May 2012   “Many individual investors lose consistently by trading often.  For a large majority of investors, taking a […]

Read full story Comments { 0 }
award

How Do Your Funds Measure Up on Stewardship?

Investment analysts at Morningstar have revamped the way they grade mutual fund companies on “stewardship,” or how well they serve as caretakers of your invested capital.  The new grades help tell you how hard your funds are working for you. According to Morningstar, stewardship matters.  “Good stewards delivered better results, in the form of better fund performance,” says Morningstar. They focused […]

Read full story Comments { 0 }
Looking Down A Fiscal Cliff

Looking Down A Fiscal Cliff

There’s a new buzzword in Washington, and it’s not a good one.  The buzz is all about the “fiscal cliff” which we may be at risk of falling down come January 2013. What is the fiscal cliff? The fiscal cliff is the $607 billion economic contraction that will take place on January 1, 2013 as automatic spending cuts, higher […]

Read full story Comments { 0 }
Coffee Shop Owner

Small Business Owners Working Harder to Succeed

Many Americans dream about having their own business, but that independence doesn’t always come easy. To succeed in today’s “unpredictable economy,” many small business owners have had to reinvent themselves and change the way they do business over the last five years, according to the recently-released Reinvention of Small Business Study, conducted by Sage North America,  a leading provider of business management software and […]

Read full story Comments { 0 }
european-union-flag

Europe: What You May Not Know

Europe, the European Union, and the Euro are in the news every day.  But there’s so much that the articles don’t tell you.  Here’s a sampling of often under-appreciated facts about the Europe confederation: The European Union makes up the world’s largest economy, with a population of about 500 million people and 2011 GDP of roughly $15.3 trillion (compared […]

Read full story Comments { 0 }
What You Don't Know Can Hurt You: New 401(k) Fee Disclosure Rules

What You Don’t Know Can Hurt You: New 401(k) Fee Disclosure Rules

Starting in July, your 401(k) plan will have to disclose more information about now-hidden fees and charges. Plan sponsors will have until August 30, 2012 to provide 401(k) fee information directly to you, as a plan participant. The new regulations, which have been repeatedly delayed and strongly opposed by many plan sponsors, may revolutionize the 401(k) marketplace. […]

Read full story Comments { 0 }
Quote of the Week: Commission versus Fee Planners

Quote of the Week: Commission versus Fee Planners

As our clients know, we provide investment management and financial planning services on a fee-only basis.  We always have, and we always will. That’s because we believe that selling investments on a commission basis represents an inherent conflict of interest between what’s best for you, and what’s best for the advisor.  Since we work on a fee-only […]

Read full story Comments { 0 }