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Self-Insuring A Risky Option For Florida Homeowners

It’s already looking like the perfect insurance storm in South Florida, and hurricane season is barely underway. Home insurance costs are going up, and more companies are threatening to drop South Florida homeowners. That’s why more local homeowners are considering going bare or “self-insuring.” That means they plan to let their homeowner’s policy lapse and […]

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Make Your Home Work Harder For You In Retirement

Thank you to writer Rivan Stinson of Kiplinger Personal Finance for checking in with Mari to talk about how your home can work harder for you in retirement! In most communities, the real estate market has been on fire. You’ve probably been watching your home equity climb to new highs. So how can you tap […]

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Remodeling? Here’s How To Pay For It

Planning to remodel your kitchen or bathroom? Or maybe you’re upgrading your windows, adding a whole-house generator, or making other updates to your home? With people spending more time than ever at home due to COVID, Americans are undertaking plenty of home improvement projects, and our clients are no exception. The frequently seek our input […]

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Quote Of The Week: “The Housing Market Is On A Tear”

The pandemic-provoked rush to move has set the real estate market on fire. If you have friends or family shopping for a new place to live, you’ve undoubtedly heard complaints of ultra-competitive bidding wars, slim inventory, and inflated prices. Clients want to know whether the red hot housing market is due for a fall, or […]

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Just How Much Will That Luxury Home Cost You?

Even people who are very wealthy can get in over their heads. It’s not unusual for buyers to purchase real estate without truly understanding what it’s going to cost them, especially when it comes to that drop-dead gorgeous waterfront home they fell in love with at first sight. Mari Adam spoke with writer Robyn A. […]

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New Home? Don’t Miss March 1 Deadline To File For Florida Homestead

Florida residents: There’s an important deadline quickly approaching. If you purchased a new, primary residence in Florida, you have until March 1 to apply for homestead status. Florida residents are entitled to important property tax discounts on their primary and permanent residence, or “homestead.” The Florida Property Tax Exemption for Homesteaded Property provides valuable tax benefits to owners of real property […]

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Americans Keep Moving To Florida, A Top Relocation Destination

No surprise here. Census data show that Florida remained the second most popular relocation destination in the United States for the 2010-2020 period (Texas garnered the top spot). Almost 3 million people relocated to Florida during that time frame. And in fact, the true number may actually be higher once data are updated to reflect […]

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Higher Mortgage Loan Limits Help Home Buyers

Home mortgage officials just announced changes that could make it easier for you to borrow to buy a home in 2021. Here’s the details: You can now borrow more and have your loan considered as “conforming.” What is a conforming loan? A conforming loan is one that meets all requirements of Fannie Mae and Freddie […]

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How The U.S. Housing Market Is Booming Despite COVID

There’s an amazing transformation going on before our eyes. The U.S. housing market is booming, thanks to record low interest rates and social trends accelerated by the COVID pandemic. Here’s 7 key facts shaping this major industry that you’ll want to factor into your financial planning and share with family members who may be contemplating […]

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Applying For A New Mortgage? Make Sure Your Credit Score Is At Its Best

Why a top credit score matters You may already know how important it is to have the best credit score possible. Your credit score typically affects how much you pay on your home mortgage, your new car loan, and even your cell phone contract. Depending on where you live, it may influence how much you […]

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