We may be in the midst of a global pandemic, but life goes on. No surprise, then, that we have clients who are selling, building, buying, and refinancing homes across the state, despite COVID-19. Curious as to how Florida’s real estate market is weathering the pandemic? Here’s some highlights: Transactions are continuing day by day. […]
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4 Financial Wellness Tips For Real Estate Professionals
We work with quite a few real estate professionals, and were honored to contribute commentary a few weeks ago to an article in REALTOR® magazine on financial wellness. Like many others, real estate professionals have been heavily impacted by the COVID-19 pandemic. The traditional home buying and selling market has been turned on its head […]
Navigating 5 Key Financial Challenges During COVID-19
Summary If you’ve been financially impacted by COVID-19, there is relief for you and your family. From unemployment benefit extensions to mortgage payment suspensions, here are 5 ways you can access help. 5 Key Financial Challenges During COVID-19 The COVID-19 pandemic may have peaked in some areas, but we’ve barely begun to deal with the […]
South Florida Real Estate Market Rolls Out High-Tech Tools During Pandemic
Across South Florida, we’re learning to cope with the reality of lockdowns, no school, and work-from-home directives. That’s forced homeowners and real estate professionals to adapt to a new reality. Even as the COVID-19 pandemic rages around us, we all have clients, friends and neighbors selling homes, buying homes, and packing up homes to move […]
Market Turbulence? Here’s How To Make Lemonade Out Of The Market’s Lemons
Market turbulence can be hard to deal with, but we know that market pullbacks are a normal and unavoidable part of investing, especially over the shorter-term. Unfortunately, no one can predict or control the market, and trying to eliminate market volatility can cause you to miss out on the generous long-term growth that market investments […]
New Home? Don’t Miss The March 1, 2020 Deadline To File For Florida Homestead
Florida residents: There’s an important deadline quickly approaching. If you purchased a new, primary residence in Florida, you have until March 1 to apply for homestead status. Florida residents are entitled to important property tax benefits on their primary and permanent residence, or “homestead.” The Florida Property Tax Exemption for Homesteaded Property provides valuable tax benefits to owners of real property […]
Higher Mortgage Limits In 2020 Make Buying/Refinancing Easier
Are you buying or refinancing a home? Recent changes in mortgage loans may make it easier and cheaper to borrow. For 2020, conforming mortgage loan limits are rising to $510,400 in most areas and $765,600 in high cost areas like Washington D.C. (The max amount first started at $417,000 after the real estate meltdown and […]
Owning May Still Be The American Dream, But More People Are Opting For The Rental Lifestyle
Owning your own home may still be the American dream, but over the last decade, there’s been a huge evolution in how Americans view renting. “The recession pushed many to rent out of necessity,” say real estate experts at RENTCafé. But “the economic expansion which followed, coupled with changing attitudes towards family and homeownership, lead […]
Refinancings Are Booming: Should You Trade-In Your Mortgage For A Newer One?
Interest rates are at rock bottom, pushing mortgage refinancings to a new post-crisis high. Lenders extended over $2.4 trillion in home loans last year, the most since 2006, reports The Wall Street Journal. That’s a positive sign for the economy. People who save money on their mortgage payment are likely to go out and spend that […]
Did You Know Real Estate Funds Get This Powerful Tax Break?
This tax loophole really slipped under the radar, so don’t feel bad if you missed it. Earlier this year, the IRS clarified the rules for a special tax break available to investors in real estate under the Tax Cuts and Jobs Act of 2017. Here’s the good part. You don’t have to own an entire […]
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About Mari Adam, CFP®
Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for twenty five years. Mari has appeared in publications such as Business Week, CBS MarketWatch, Wall Street Journal, Kiplinger’s, Newsweek, and Money Magazine.
