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Hey 401(k) Savers: You Can Contribute More In 2020

Good news for 401(k) savers! The IRS says you can contribute more to your 401(k) in 2020. Under 50? The savings limit will increase from $19,000 this year to $19,500 next year. Age 50 or over? The limit goes up from $25,000 to $26,000. Make sure to tell your employer to change your payroll deductions […]

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A Better Way After Divorce

I’m still so excited about a presentation I gave Monday for the Boca Raton chapter of the National Association of Divorce Professionals (NADP). The talk was on “The Power of Positive Planning After Divorce,” and it showed how smart financial and investment planning after divorce can totally change financial outcomes and put divorced individuals back on track […]

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See What You Missed At Our Social Security Seminar!

Sincere thanks to American Century Investments and Al Chingren, their resident retirement and personal finance expert, for deciphering Social Security for our clients and friends! At this week’s client event, Al shared insights for maximizing retirement benefits, and explained how future reforms could impact your monthly check. Thanks again to American Century Investments for providing educational […]

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Need To Take RMDs This Year From Your IRA? You Can Chill. We’re On It.

What’s at the top of our to-do list this month? It’s time to take care of RMDs (Required Minimum Distributions) from your IRAs if you’re age 70½ or over, or are the beneficiary of an Inherited IRA. What’s the deal? We’ve already alerted clients who need to start their RMDs IRA next year. There’s nothing […]

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Quote Of The Week: When Helping The Kids Digs You Into A Hole

Are you worried about carrying too much debt as you near retirement? That’s a common concern of many Americans. Beware of digging yourself into a hole with credit card debt, especially when that debt results from helping adult children enjoy a lifestyle they (and you!) really can’t afford. Here’s what credit experts say: “Older consumers […]

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2019-10 Social Security Invite

You’re Invited October 23 – Maximizing Your Social Security Income

If you’re between the ages of 55 and 70, please consider joining us on October 23 for a special educational workshop on maximizing your Social Security benefits. Space is limited, so call early to reserve a seat. Most people count on Social Security for a significant portion of their retirement income, so learn how to […]

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Getting Health Insurance Through Your Job? Typical Family Coverage Now Costs $20k

You know it’s expensive. But just how much does your health insurance actually cost in 2019? The cost of family coverage for the typical employer health plan just passed the $20,000 mark ($20,576 to be exact), according to the nonprofit Kaiser Family Foundation. Your employer, on average, is picking up 71% of the cost. That’s […]

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Downsizing In Retirement: Tips To Make It Work For You

We can’t begin to tell you how many clients are calling us to say they’re thinking of downsizing. They want to talk to us about their plans for buying a new home and changing their lifestyle. Our job is to make sure they can afford to do everything they’re dreaming about. But here’s the surprise. […]

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Photos taken fro the Boca Raton South Inlet Park in Palm Beach County Florida during sunrise at beach.

Boca Raton Named One Of America’s Best Beach Towns

Looking for the perfect beach abode? Several Florida cities crushed the competition to vie for this year’s “best beach town,” as rated by WalletHub based on affordability, weather, safety, and economic vitality. Naples, Boca Raton, Sarasota, Venice and Jupiter all scored big in the rankings. Take a look at all the top contenders, as WalletHub […]

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Ex-NBA Star: What I Learned From Financial Mistakes

Ex-NBA star Antoine Walker learned the hard way when his lavish spending ended up with him in bankruptcy. Now he teaches rising young athletes about financial literacy so they don’t make the same mistakes he did. Looking back, the former player for the Miami Heat and Boston Celtics said during an interview with ThinkAdvisor magazine […]

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