New Year’s Resolutions. We all make them, only to break them in a week or two.
So keep it simple this year.
Make just one simple money resolution. One that can bring you joy throughout the year, and leave you thinking, when next December rolls around, that you actually accomplished something of value during the year.
It’s really very simple. Just think of one thing you can do with your money that will bring you joy or improve your quality of life.
Then make sure to do it before the end of the year.
One of our clients – actually, make that two! – are spending money to restore vintage automobiles, a Corvette and a Mustang. Then, they said, they’ll drop the top and drive around town when the weather is nice.
Another recently divorced client wants to look at doing some adventure travel as part of a women’s travel group. It’s been years since she’s ventured off on her own, and this is her way of getting back into the swing of things and learning to enjoy life solo again.
One client resolved to spend money catching up on some long neglected dental work. Another woman we work with loves spending time with her two sets of grandkids, so makes sure to fit in trips to visit each during the year. If getting back in shape is your thing, hire a personal trainer. Love the theater or symphony? Treat yourself to a pair of tickets and invite a friend.
It needn’t be expensive. The point is to make time to think – actually think – about how you can best use your money to make your life happier, easier or more fulfilling. Then do it.
As for me, last year my resolution was to learn how to paddleboard. I did, and it was one of the best things I did all year.
So get started, and get thinking. Or else, before you know it, it will be 2017 already!