Our Resolutions – And Advice – For The New Year

new-years-resolutionsIt’s that time of year!  Millions of Americans start off the New Year with resolutions to lose weight, pay off debt, save more, and hit the gym.

Here’s what’s on our “to do” list, along with some advice on how you can tackle your savings goals for 2017. What’s your top resolution for the New Year?


Rachael Grattan

Rachael Grattan, CFP®

“My New Year’s resolution is to increase my 401(k) savings by an additional 2%.  This is a small enough change where I won’t be too affected by the reduction in take-home pay, but will definitely make a difference over the 40-ish years I have until retirement.  I also plan to read more (at least one book per month).  I enjoy reading, but often take too long after finishing one book to find a new book to start.”

Rachael Grattan, CFP®
Client Advisor, Adam Financial Associates


stephanie cropped

Stephanie Cooper, CFP®

“The best thing millennials and young newlyweds can should do now is SAVE. I think a lot of people my age don’t understand the impact of saving, or how to find the right balance of saving and spending. You can start by increasing your 401(k) contribution by 1% each year or twice per year (you barely notice it after a few paychecks!) or use an app like Acorns.com, which automatically transfers a set amount from your checking account to an investment account each week.”

Stephanie Cooper, CFP®
Client Advisor, Adam Financial Associates



Mari Adam, CFP®

“My New Year’s resolution for 2017 is to find better work/life balance by scheduling time for me. Like most women, I put everyone and everything before me – kids, dog, work, chores. There’s never time for myself. I love to travel, so in 2017, I’m taking time for a great trip to Dijon, Lyon, and the South of France with a friend. I would also like to squeeze in some more time for paddleboarding and kayaking!”

Mari Adam, CFP®
Founder/President, Adam Financial Associates

About Mari Adam

Mari Adam, Certified Financial Planner™ has been helping individuals and families chart their financial futures for over twenty-five years. Have a question about your financial situation? Ask Mari!

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