According to AARP, one-quarter of adult children in the United States are currently providing personal care or financial assistance to a parent. If you are already caring for a parent or other family member, or need to plan for what’s ahead, don’t miss our informal luncheon discussion on: Thursday, April 19 – Noon to Two […]
Quote of the Week: Buy Experiences, Not Things
“Buy experiences, not things. Spending on experiences makes people happier than spending on things. Things get broken and go out of style. Experiences get better every time you talk about them.” Jean Chatzky, “8 great rules to grow your money,” USA Weekend, March 30-April 1, 2012
Men vs. Women: Who is the Better Investor?
It’s the financial version of Mars vs. Venus. Men and women have different styles when it comes to money. But which gender’s skills translate into better investment results? We all know it’s a gross oversimplification. But researchers do say that, in general, men and women display different money behaviors that affect the way they spend, […]
Preparing for Retirement? A Financial Advisor Can Help
We all know what a critical time retirement can be. Today’s retirees may spend thirty years or more not working. That’s a heavy burden to place on your nest egg. Take out too much, and your savings will run out. Take money from the wrong account, and you’ll pay for it at tax time. That’s why […]
No Excuse For Your Small Business Not To Offer a Retirement Plan
There is definitely a problem in the small business world. About 65% of all U.S. businesses are small businesses. Only 29% of those have retirement plans. The remaining 71% of small businesses offer no formalized way for employees or employers to save for the future, meaning they are dependent on Social Security and, at most, $5,000 per […]
Quote of the Week: Health Care Costs in Retirement
A 65-year-old couple who retired in 2011 can expect to spend an average of $230,000 on health care services not covered by Medicare, not including any additional expenses for nursing home care, during their retirement. Fidelity Benefits Consulting, March 31, 2011
Women Want More From Financial Advisors
Two-thirds of the world’s wealth will be held by women by 2030, estimates say. While men still make most of the investing decisions, women continue to narrow the gap. In 2008, women controlled about 23% of the world’s wealth on average. By 2009, that number had grown to 27%, with $20 trillion worldwide in the […]
Time is Running Out To Fund Your IRA …..
Don’t Forget …. You have only until Tuesday, April 17 to fund your Traditional IRA or Roth IRA account for the 2011 tax year. This is a “use it or lose it” opportunity to put money where the IRS won’t tax it for many, many years, or will never tax it, in the case of Roth IRA […]
5-Minute Fix: Are You Saving Enough to Meet Your Goals?
No time to spare? Don’t worry. The “5-Minute Fix” shows you how to have a big impact in your financial life with just a little time. Okay. So you are putting away a little bit of money every paycheck into your 401(k). Or maybe you contribute to your Roth IRA. But how do you know if it’s enough? […]
Start Saving Early … Or It May Cost You
You probably already know that one of the keys to successful financial planning is to “start early.” There’s a good reason for that. If you start saving in your 20s or 30s, and let your money compound over time, you don’t need to save that much. However, if you delay until you are in your 40s or […]
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About Mari Adam, CFP®
Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for twenty five years. Mari has appeared in publications such as Business Week, CBS MarketWatch, Wall Street Journal, Kiplinger’s, Newsweek, and Money Magazine.
