Congratulations to our Client Services Associate Melissa Grochal who recently earned the Registered ParaplannerSM designation, which includes coursework in retirement planning, tax planning, cash flow management, investments, and financial planning strategies and products, as well as on-the-job experience and a written examination and code of ethics. Melissa undertook most of her undergraduate coursework at Emory University and […]
Women and Retirement
On average, women live longer than men, and need more money to last them through retirement. That’s why women need to make more of an effort to save regularly. Learn how South Florida women are teaching others how to budget and save so they can have a comfortable retirement in this February 10, 2012 article by Sun-Sentinel […]
Quote of the Week: Definition of Risk
“Running out of money before you run out of life.” Roy Diliberto, veteran financial planner, Philadelphia PA
“Let’s Make A Plan”
Your finances can’t manage themselves, but that doesn’t mean they won’t try. Bring all your finances together with the help of the one person who can — a CERTIFIED FINANCIAL PLANNER™ professional. That’s the theme of the CFP Board’s first large-scale Public Awareness Campaign, with television advertisements running on national television cable networks including CNN, ESPN, Fox […]
Quote of the Week: Saving for Retirement
“The amount you save for retirement is far more important than how you invest that money. … But even the most brilliantly diversified portfolio isn’t going to get the job done if you’re not putting enough into it.” Suze Orman, O, The Oprah Magazine, January 2012
The Secrets of Dividend Investing
With investors earning next to zero on money market accounts and CDs, it’s no surprise that investing for dividend income is “in” again. As portfolio managers, our job is to provide investment solutions for clients nearing or in retirement, and usually that means generating a fair amount of sustainable income to cover monthly expenses. For […]
Fastest Way to Pay Down Credit Card Debt
Some of our client say that one of their top New Year’s resolutions is to pay down credit card debt. What’s the fastest way to do that? Some people like to tackle small credit card balances first, since paying off one account in entirety gives them a “feel good” sense of accomplishment. However, that’s not […]
Quote of the Week: Top Financial Blunder
“When asked to select their top financial blunder of 2011, approximately 1 out of 5 workers surveyed by Principal Financial Group said they did not save enough during the year. And 18 percent said increasing debt was their top mistake.” U.S. News & World Report, December 22, 2011
Secrets to Financial Success: It’s as Easy as 1-2-3
Forget the complicated equations and programs. You don’t need a computer or even a calculator. One of the most revealing ratios used by financial planners to measure whether you are on track to meet your financial goals is also one of the easiest. It’s the Assets to Income Ratio, and looks at whether you have […]
How to prosper in a low interest rate environment
The Federal Reserve has pushed short-term interest rates close to zero in a move to stimulate the economy and get the recovery back on track. Now the Fed says it intends to keep rates low until mid-2013. Will low rates mean boon or bust for your finances? And how can you survive and even prosper […]
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About Mari Adam, CFP®
Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for twenty five years. Mari has appeared in publications such as Business Week, CBS MarketWatch, Wall Street Journal, Kiplinger’s, Newsweek, and Money Magazine.
