Financial-Literacy

Can You Pass The (Financial Literacy) Test?

April is Financial Literacy Month, so let’s take a moment to recognize why it’s important for all Americans to understand the basic financial concepts affecting our daily lives. “People with a high degree of financial literacy are more likely to plan for retirement, and …  people who plan for retirement have more than double the wealth of people […]

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financial_media

In the News

We actively participate in a variety of  media projects with the goal of helping clients and consumers learn more about financial issues.  Here are some of the recent articles to which we contributed (for a full listing, please visit our website): Florida Trend, Cindy Krischer Goodman, April 2012, “Where are you advising clients to invest while […]

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skyscrapers

Beware Non-Traded REITS

Non-traded REITs have been in the news lately, and not for good reasons. In the portfolios we manage for clients, we often buy shares of publicly traded REITs (real estate investment trusts), REIT mutual funds and ETFs (exchange traded funds).  These invest in real estate, like shopping malls, apartment complexes, and office buildings, and can be bought or […]

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caregiver 2

Special Luncheon Invitation for Clients: Focus on Caregiving

According to AARP, one-quarter of adult children in the United States are currently providing personal care or financial assistance to a parent.  If you are already caring for a parent or other family member, or need to plan for what’s ahead, don’t miss our informal luncheon discussion on: Thursday, April 19  –  Noon to Two […]

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travel photos

Quote of the Week: Buy Experiences, Not Things

“Buy experiences, not things.  Spending on experiences makes people happier than spending on things.  Things get broken and go out of style. Experiences get better every time you talk about them.” Jean Chatzky, “8 great rules to grow your money,” USA Weekend, March 30-April 1, 2012

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money-and-ring

Men vs. Women: Who is the Better Investor?

It’s the financial version of Mars vs. Venus.  Men and women have different styles when it comes to money.  But which gender’s skills translate into better investment results?  We all know it’s a gross oversimplification. But researchers do say that, in general, men and women display different money behaviors that affect the way they spend, […]

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Social Security

Preparing for Retirement? A Financial Advisor Can Help

We all know what a critical time retirement can be.  Today’s retirees may spend thirty years or more not working.  That’s a heavy burden to place on your nest egg.  Take out too much, and your savings will run out.  Take money from the wrong account, and you’ll pay for it at tax time.  That’s why […]

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Business-Owners

No Excuse For Your Small Business Not To Offer a Retirement Plan

  There is definitely a problem in the small business world.  About 65% of all U.S. businesses are small businesses.  Only 29% of those have retirement plans.  The remaining 71% of small businesses offer no formalized way for employees or employers to save for the future, meaning they are dependent on Social Security and, at most, $5,000 per […]

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health_costs

Quote of the Week: Health Care Costs in Retirement

A 65-year-old couple who retired in 2011 can expect to spend an average of $230,000 on health care services not covered by Medicare, not including any additional expenses for nursing home care, during their retirement. Fidelity Benefits Consulting, March 31, 2011

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women wealth

Women Want More From Financial Advisors

Two-thirds of the world’s wealth will be held by women by 2030, estimates say. While men still make most of the investing decisions, women continue to narrow the gap.  In 2008, women controlled about 23% of the world’s wealth on average.  By 2009, that number had grown to 27%, with $20 trillion worldwide in the […]

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