stephanie photo

We’re Growing To Serve You Better!

 We’ve added two new team members to ensure you continue to receive the highest possible level of personal and comprehensive service. Please join us in welcoming Kathryn Lamontagne and Stephanie Cooper to the firm.  They will be working directly with clients on their financial planning and wealth management strategies, alongside our third Client Services Associate Rachael Grattan. For […]

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Florida Retirement System: No Major Changes This Year

Since many of our clients are covered by or already receive pensions from the Florida Retirement System (FRS), we wanted to share an important clarification about the status of proposed Florida pension changes. Some financial publications have erroneously reported that, as of January 1, 2014, all new hires covered by the Florida Retirement System will be automatically placed in the […]

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Economy

Women: You’re Leaving “Free Money On The Table” With 401(k)s

Many women fear they’ll end up as the proverbial bag lady, running out of money years too early and forced to eat cat food or move in with the kids to make ends meet. It could be there’s some truth to those fears. We know that women still make less than men, on average, in […]

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Cramer

Quote Of The Week: Two Practical Lessons About The Market

“Most investors aren’t prepared to deal with the emotional turmoil of the markets. The ups and downs of the market lead people to want to buy and sell at the wrong times, and many investors do just that. Collectively, the results are awful.” “This leads to two practical lessons. First, set up your investments so […]

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balance transfer

They’re Baaaack: Zero-Percent Credit Card Transfers Return

In the good old days before the 2008 financial crisis, shifting credit card debt from card to card used to be the favorite sport of savvy consumers carrying sizable monthly credit card balances. Of course, after 2008, many of those lucrative offers dried up, leaving habitual credit card jugglers in the lurch. Now, like they say […]

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juggling-woman-career

The Whole Is Greater Than The Parts

Question:   How do most investors handle multiple retirement accounts? Answer:    Not very well. “There’s nothing wrong with juggling multiple retirement accounts. The problem is that most people don’t juggle them well.” “Just 27% of investors said they look at all of their combined assets to develop a master asset allocation, according to first-quarter data from Financial […]

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mlp

What’s The Buzz About Master Limited Partnerships?

The name – Master Limited Partnerships – may sound pretty exotic, but Master Limited Partnerships, or MLPs, are now part of the investment mainstream. Here’s what they are and why they might deserve a place in your portfolio. Master Limited partnerships, or MLPs, don’t have much to do with the tax-shelter limited partnerships of old, although they do share […]

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medical premiums

Will Your Health Premiums Go Up Next Year?

The short answer is that we don’t really know. One recent study says insurance premiums for many people could rise by 40% next year under the Patient Protection and Affordable Care Act, but also claims that others could see premium decreases. The new study by Milliman consulting firm, on behalf of Center Forward, a bipartisan organization, focused […]

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stock panic

How Not To Freak Out In A Market Downturn

The stock market dropped by almost 50% from fall 2008 to spring 2009. Investors panicked and pulled $82 billion from stock funds in the first few months of 2009 alone, a big mistake, as it turns out. “An investor who freaked out and sold $100 in stock in early March 2009 would have earned about […]

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Consumer Reports: Understanding The Differences Between Financial Advisors

Think financial advisors are all alike? According to Consumer Reports, many consumers do not understand the crucial differences between brokers and registered investment advisors, and how that distinction could have a big impact on their wallets. In a September 2013 article addressing some of the critical money mistakes people make, Consumer Reports Money Adviser said one big mistake is buying into […]

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