“There are more devices connected to the internet now than there are people on the planet.” Greg Ruppert, Cybersecurity expert Senior Vice President, Financial Crimes Risk Management, Charles Schwab & Co., Inc.
$1 Billion In Unclaimed Treasure For The Taking. Could It Be Yours?
It’s hard to resist the lure of unclaimed treasure waiting for you, just for the taking. Is your name on it? It will take you less than 5 minutes to find out. Visit the Florida Unclaimed Property site, and type in your name. Over $1 billion of assets are there for the taking, just waiting […]
Who Says Bull Markets Have To Die Of Old Age?
Pick up the paper nowadays, and you’ll see that almost everyone is forecasting an end to the bull market and a budding recession in 2019 or 2020. Why? The current expansion is getting a little long in the tooth, they say. Based on its duration and other economic factors, this bull market should be coming to an […]
Giving Smarter: Using Your IRA To Make The World A Better Place
You may be like several of our clients who enjoy making charitable gifts. In the last few months, we’ve helped clients make generous donations to a number of programs benefitting colleges and universities, scholarship programs for working students, and international education organizations. To all of you who have made donations or who have helped good causes […]
Small Business Owners: Act Fast To Open “SIMPLE” Retirement Plans
If you are a small business owner with no retirement plan in place, you have until October 1 to cut your tax bill and play retirement catch-up by setting up a SIMPLE-IRA retirement savings account for 2018. Opening a plan by the deadline will let you contribute and deduct a full year’s retirement contribution for 2018. […]
Keeping It Safe: Credit Freezes Get More Chill
A major tool in combatting identity fraud just got cheaper. In fact, credit freezes are now totally free. Consumers victimized by identity fraud have long had the option of “freezing” their credit by contacting the big three credit reporting agencies – Equifax, Experian, and TransUnion – and telling them to restrict access to their credit file. […]
How To Do It: Burt Reynolds’ Smart Estate Planning Keeps Details Quiet
Bravo to fellow Floridian and legendary actor Burt Reynolds, who put in place a smart estate planning strategy before his recent death at age 82. Here’s 3 takeaways from his estate: He had a Will and Trust. So many celebrities who have passed away recently had no estate planning documents in place. That can lead to expensive […]
More Money In Your Pocket: Are People Overestimating Health Care Costs in Retirement?
Here’s what may be some positive news about retirement. Several studies have estimated health care costs in retirement at $5,000 or more per year, per person. For 16 years, Fidelity Investments has surveyed retirees to get a good estimate of their health care costs. Their research has found that a typical 65-year old couple retiring this year […]
Congratulations, Nadia!
We held a little celebration last week for Client Service Associate Nadia Rullo. As you may know, Nadia is studying for the Certified Financial Planner (CFP®) designation, which normally includes six course modules, with an exam after each one, and a comprehensive exam at the end. The entire program might take one to two years, […]
When It Comes To Retirement Income, Less Than 1 Out Of 4 Gets It Right
One of the most important decisions you need to make in retirement is how much income to withdraw from your savings each year. Too much, and you’ll go broke. Too little, and you’ll miss out on the fun. But when preretirees were asked how much they thought they could safely withdraw each year, less than […]
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About Mari Adam, CFP®
Mari Adam, Certified Financial Planner™ and President of Adam Financial Associates Inc, has been helping individuals and families chart their financial futures for twenty five years. Mari has appeared in publications such as Business Week, CBS MarketWatch, Wall Street Journal, Kiplinger’s, Newsweek, and Money Magazine.
