The headlines are scary. Are Roth conversions going away? Should you rush to convert now before it’s too late? Is this the end of backdoor Roths? And what is a backdoor Roth anyway? In all fairness, the headlines are confusing and are running a few steps ahead of reality. Keep in mind that, when it […]
Top 10 Best Places to Retire In 2021
As long-time Florida residents, we may not be the most objective, but we believe that the Sunshine State offers many great places to settle down and spend some time. No surprise, then, that U.S. News & World Report squeezed 8 Florida locales into its top 10 listing of Best Places to Retire. The list is […]
Buying A Home Or Refinancing? When A 30-Year Mortgage May Not Be The Best Choice
Buying a new home or refinancing? You’ve probably wondered whether you should get a mortgage, and if so, what kind? That’s one of the most common questions we get from clients. Veteran financial reporter Jeanne Sahadi did a great job exploring the topic for CNN in an October 21 article for CNNBusiness. We talked to her […]
3 Reasons To Give International Equities Another Look
Most investors have a serious case of home country bias. That means that, all things being equal, they prefer to invest in companies based in their own backyard and tend to underweight companies based overseas. That’s true of America investors as well as those in other countries. Everyone likes rooting for the home team. If […]
Where Are Home Prices Headed In 2022?
Are you thinking of selling your home in the next few months? Or perhaps you’re in the market to buy? Here’s a look at where home prices might be headed as we move into the new year. Things may be slowing down a little, but experts do not expect home prices to drop. The housing […]
It’s Almost Open Season: Why You Should Expect Health Care Premiums To Increase In 2022
We’re coming up on open enrollment season at most workplaces, which means you’ll soon have the opportunity to work with your employer to update your health care coverage choices for 2022. (Not to be confused with Open Enrollment for Medicare participants, which takes place October 15 through December 7. We’ll talk about Medicare Open Enrollment […]
3rd Quarter Market Commentary
By Donald Calcagni, CFP®, MST, Chief Investment Officer, Mercer Advisors Despite posting strong returns over the summer, global equity markets began to lose steam by the latter half of September. Persistent inflation, debt-riddled Chinese real estate companies, rising interest rates, prospective tax increases, and the startling prospect of a first-ever U.S. debt default all weighed heavily […]
Worries Abound, But Stocks Notch Sixth Straight Quarter Of Gains In 3rd Quarter
Stocks were weighed down in September by uncertainties over COVID, the debt ceiling, future tax policy, inflation and interest rates, causing them to pull back from early September highs. The large-cap S&P 500 stock index ended down for the month of September, marking the benchmark’s most challenging month since March 2020. The S&P 500 index […]
Quote Of The Week: Living Into Your 90s, And Beyond
“If you are an individual turning 65 today, in order to be 95% sure that you are not going to outlive your retirement plan, you will need to generate income for 33 years.” Dr. David Kelly, Chief Global Strategist, JP Morgan Asset Management, “The annuity advantage in the new economy” Hard to believe, but in the […]
Leaving Your Job? Take Good Care Of Even The Smallest Retirement Accounts
Most small 401(k) retirement accounts don’t get the respect they deserve. The majority of employees, especially the younger ones, cash out their small 401(k) accounts when they leave their employer for a new job elsewhere. Eight out of ten small accounts (defined as those with balances under $1,000) are cashed out. Over 60% of balances […]
About Mari Adam, CFP®
Mari Adam, Certified Financial Planner™ has helped hundreds of individuals and families build wealth and plan for a more secure financial future for over 30 years. Her advice has appeared in publications such as Wall Street Journal, Kiplinger’s, Money Magazine, Business Week, and CBS MarketWatch.
