Tag Archives | 4% withdrawal rule
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Quote Of The Week: Break This Retirement Rule And You’ll Be Eating Alpo

You’ve probably heard of the 4% withdrawal rule, right? Based on research, most financial planners and retirement experts think you can withdraw roughly 4% of the value of your portfolio each year and spend it. Withdraw more, and you risk running out of money before you run out of life. (We use a modified 4% rule in our practice, with […]

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When It Comes To Retirement Income, Less Than 1 Out Of 4 Gets It Right

One of the most important decisions you need to make in retirement is how much income to withdraw from your savings each year. Too much, and you’ll go broke. Too little, and you’ll miss out on the fun. But when preretirees were asked how much they thought they could safely withdraw each year, less than […]

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Is The 4% Rule Dead?

Many financial planning practitioners employ a simple rule of thumb that says you can generally count on withdrawing 4% of the value of your portfolio each year in retirement without the risk of it depleting prematurely. For example, if at age 65 your total portfolio (including the value of your 401k and IRAs) totals $500,000, you could withdraw […]

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