Tag Archives | asset allocation
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Retiring? Avoid This Big 401(k) Rollover Mistake

Three-quarters of retirees “de-risked” their portfolio by reducing stock exposure when they quit working and rolled their workplace 401(k)s to an IRA. The de-risking dilemma That may seem like a good idea. But unfortunately, in some investment environments, making big, sudden changes to your fund mix at retirement can be a major mistake, according to […]

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Do You Have Too Much In Stocks? Fidelity Warns Boomer Investors to Check Allocations

Fidelity just issued an interesting report warning baby boomers that they may have too much invested in stocks in their 401(k)s. It’s been a long bull market and the market has given investors a good ride. But good times don’t last forever, warns Fidelity, so now may be a good time to consider dialing back […]

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Stocks vs. Bonds: Which Are Offering The Best Opportunities In This Market?

Tempted to give up on stocks and flee for the hills? Don’t do that quite yet. When you take a good hard look at investment options, you’ll see why we think stocks may still represent the best investment opportunity out there. “For the first time since the financial crisis, stocks are earning more for investors […]

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Take A Deep Breath. Market Pullbacks Are Normal.

Last week’s sudden market decline probably took more than a few investors by surprise. So perhaps this is a good time to remind everyone that market pullbacks are normal occurrences, taking place about once per year on average. (See our previous article Don’t Turn Market’s Temporary Pullbacks Into Permanent Losses.) It’s hard not to react emotionally […]

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Time For A Trim? How Cutting A Little Now Can Save You Misery Later

We know that many investors are unnerved by the recent gyrations in the stock market. Look one minute and the market is up 600 points. Check a few minutes later and it’s down 500. It’s starting to sound a lot like the lyrics from Katy Perry’s “Hot N Cold.” We know it can drive people […]

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Retired Investors Struggle With Rising Stocks, Low Rates

If you missed it, check out today’s article in The Wall Street Journal (“Stocks Have Tripled Since Crisis, but Low Rates Are Still Squeezing Savers”) addressing the dilemma of retired investors struggling with rising stock prices (and rising market risk) and low interest rates. Stingy yields on bonds and other “safe” investments are driving these investors further than […]

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Quote Of The Week: An Asset Allocation That Takes The Cake

“I tell clients that setting an asset allocation is the second-most-important decision they will have to make. The most important decision is committing to stick to it. … Research reveals that investors think they can take more risk when stocks are at an all-time high only to turn to cash after a plunge.“ Allan S. […]

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Quote Of The Week: What’s The Best Asset Mix For Retirees?

“The best allocation for any investor is the one where the mix of stocks, bonds, cash and alternative investments allows you to sleep at night.” Glenn Ruffenach, former reporter and editor for The Wall Street Journal, and co-author of “The Wall Street Journal Complete Retirement Guidebook,” September 6, 2016 The Takeaway: The old rule of […]

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