Tag Archives | credit score
ice cubes png

Keeping It Safe: Credit Freezes Get More Chill

A major tool in combatting identity fraud just got cheaper. In fact, credit freezes are now totally free. Consumers victimized by identity fraud have long had the option of “freezing” their credit by contacting the big three credit reporting agencies – Equifax, Experian, and TransUnion – and telling them to restrict access to their credit file. […]

Read full story Comments { 0 }
credit score marker

3 Quick Things To Know About Your Credit Score

Your credit score is an important component in your financial life, so keep it in top shape. Here’s 3 quick things to know: Fact #1: The single most important factor affecting your credit score is whether you pay your bills on time. That means paying the minimum payment due on a timely basis. Also important […]

Read full story Comments { 0 }
mortgage

Despite Interest Hikes, Mortgage Rates Stay Super Attractive

The Federal Reserve raised short-term interest rates last week, but mortgage rates remained virtually unchanged, making it an ideal time to refinance or lock in a mortgage on a new home. Many people think Fed rate hikes should lead to higher mortgage costs, but that’s not always so. That’s because the Fed controls short-term interest […]

Read full story Comments { 0 }
hearts and money

How A Higher Credit Score Can Spice Up Your Love Life

We all know that keeping your credit score in pristine shape gives you access to low lost loans and credit offers. But did you know it might also help your love life? Anne Kates Smith reports in Kiplinger Personal Finance that people with higher credit scores tend to have better luck at forming committed relationships […]

Read full story Comments { 0 }