Tag Archives | investing
coins free stacked

Quote Of The Week: The Risk Of Surrendering To Cash

“While it might feel safer going to cash when markets are volatile, cash positions don’t work like they used to. If you went to cash during the 1987 stock-market crash, you were still making 4.75% to 5.5% interest. If you had gone to cash in the dot-com crash you were making around the same—3.5% to […]

Read full story Comments { 0 }
Chart showing a timeline of bull and bear markets from January 1945 through May 2020 with labels of notable companies that were founded near bear markets. The companies and year they were founded include McDonald’s, 1948; Medtronic, 1949; Hyatt, 1957; Walmart, 1962; Nike, 1964; Airbus, 1970; Starbucks, 1971; Microsoft, 1975; Apple, 1976; Adobe, 1982; AT&T, 1983; Gilead, 1987; Taiwan Semiconductor Manufacturing Company, 1987; Tesla, 2003; Facebook, 2004; Uber, 2009; and Zoom, 2011. Sources: Capital Group, Standard & Poor’s. As of 5/31/2020. The bear market is considered current as of 5/31/20. In all other periods, bear markets are peak to trough declines of at least 20%. Bull markets are all other periods.

Why You Shouldn’t Be Afraid To Invest During Tough Times

When times are tough, don’t be afraid to invest. Just look at this timeline below showing all the leading companies that got their start during recessionary times (compliments of Capital Group).  

Read full story Comments { 0 }
Don Calcagni

Investing For Retirement Income In A Low-Yield World

Guest Blog By Donald Calcagni, CFP®, MST, Chief Investment Officer Mercer Advisors Summary With interest rates at historic lows, investors are wondering how to generate retirement income. Despite low rates, there’s no need for investors to recklessly chase yields in high-risk asset classes. There’s a better way, one that focuses on your lifestyle, your legacy, and your […]

Read full story Comments { 0 }
gold bars pixabay free

Is Gold A Good Safe Haven?

A few clients have called recently to ask us whether gold is a good place to invest. They are understandably looking for a safe haven where they can hide from coronavirus-induced market turmoil. Unfortunately, despite its glittering reputation, gold has a somewhat tarnished long-term record that makes it far from an ideal safe haven. Over […]

Read full story Comments { 0 }
Panic

The Market’s Down: Should You Make Changes To Your 401(k)?

Yes, the market is down. A lot. One of the most common questions we’re getting from clients is what they should do with their 401(k) contributions and investments. You have several choices. Here’s a rundown of the pros and cons of each. Option #1. Stay the course As hard as it may be to stomach […]

Read full story Comments { 2 }
Image by Charles Thompson from Pixabay cropped bull bear free

Quote Of The Week: The Fastest Bear Market Ever

“Historically, it takes an average of eight months to enter a bear market. This time it took less than one month—the fastest ever.” Jeffrey Kleintop, CFA,Chief Global Investment Strategist – Charles Schwab & Co, Inc., “Who fueled the fastest bear market ever?,” March 16, 2020  

Read full story Comments { 0 }
magnifying glass and money

Quote Of The Week: What Are Low Rates Good For?

“Low rates might be good for borrowers, but they play havoc with an investor’s portfolio. To achieve the returns they need, investors around the world are being forced to take on more risk simply to achieve yields that risk-free Treasuries and other fixed-income instruments used to offer.” Mark Saukkola, CEO at KBS Capital Markets Group,  “Investing […]

Read full story Comments { 0 }
stairs and sneakers

What Investors’ Big Cash Stash Could Mean For The Markets

You’ve undoubtedly noticed that markets have been topping new highs recently. Yet, no one knows for sure whether even higher peaks are ahead, or a pullback is looming. Our clients know we don’t try to time the market. The broad lines of every client’s strategy is set to meet long-term goals, and we urge clients […]

Read full story Comments { 0 }
office buildings downtown pixabay free

Did You Know Real Estate Funds Get This Powerful Tax Break?

This tax loophole really slipped under the radar, so don’t feel bad if you missed it. Earlier this year, the IRS clarified the rules for a special tax break available to investors in real estate under the Tax Cuts and Jobs Act of 2017. Here’s the good part. You don’t have to own an entire […]

Read full story Comments { 0 }
car salesman

Quote Of The Week: The Problem With Commissions

Our clients know that we work on a fee-only basis. That means we do not accept commissions for recommending, buying or selling investments and we work only for you, our client. That independence allows us to always deliver to you our expert, objective and unbiased advice. Of course, not every investment professional can say that. […]

Read full story Comments { 0 }